The Services You Can Expect A complete analysis of your insurance needs We design a responsible protection program for you We select the company or companies best suited to your situation We present you with a competitively priced proposal We move quickly to get fair, prompt settlement of your claims We periodically review the adequacy of your insurance program PERSONAL COVERAGE INSURANCE Investments Disability Umbrella Home & Auto Life Insurance Annuities Retirement Business And Commercial Insurance General Liability Property Workers Compensation Business Commercial Auto Commercial Umbrella Excess Liability Professional Liability (E & O) Bonds(Contractor, Commercial, Contract, ERISA, Business Services ) Group Benefits (Health, Life, Long Term Disability, ADD .) Apartment Buildings HOA | Homeowners Associations